Category Archives: Finance

Advanced Brokerage Calculators: Customizing Fees to Suit Your Investment Strategy

When it comes to investing, every investor has a unique investment strategy and risk tolerance. In the world of stock trading, brokerage fees play a crucial role in determining the overall profitability of trades. That’s why advanced brokerage calculators have become invaluable tools for investors who want to customize fees to suit their specific investment strategies. These advanced calculators offer a range of features that allow investors to tailor fees according to their preferences. Let’s explore how advanced brokerage calculators can help you customize fees and optimize your investment strategy for Stock Market Today.

Flexible Fee Structures: Advanced brokerage calculators provide flexible fee structures that enable you to customize fees based on your trading preferences. Instead of being limited to standard brokerage fees, these calculators allow you to input your specific fee structure. Whether you prefer flat fees, percentage-based fees, or a combination of both, advanced calculators give you the freedom to set fees that align with your investment strategy.

Variable Trade Sizes: Some investment strategies involve trades of varying sizes. For example, you may execute small trades for quick scalping profits or larger trades for long-term investments. Advanced brokerage calculators take trade size into account when calculating fees. This means you can customize the fee structure based on the trade size, ensuring that fees are proportional to the trade’s value. By customizing fees to suit different trade sizes, you can optimize your trading strategy and maximize your returns while considering Stock Market Today.

Conditional Fee Options: Advanced brokerage calculator often offer conditional fee options that allow you to set fees based on specific conditions. For instance, you may want to charge lower fees for long-term investments or higher fees for short-term trades. With conditional fee options, you can customize fees based on criteria such as holding period, trade frequency, or profit targets. This level of customization ensures that fees are aligned with your specific investment goals and preferences.

Sliding Scale Fees: Sliding scale fees are another feature offered by advanced brokerage calculators. These fees adjust based on the size or value of the trade. For example, you may set a fee structure that reduces as the trade size increases. This allows you to benefit from economies of scale, paying lower fees for larger trades. Sliding scale fees help you optimize your trading costs and increase your profitability as your trades grow in size.

Tax and Regulatory Considerations: Advanced brokerage calculators often include options to factor in taxes and regulatory charges. These calculators allow you to customize fees by taking into account applicable tax rates and regulatory charges specific to your jurisdiction. By including these considerations in the fee calculations, you can obtain a more accurate representation of the overall costs associated with your trades.

Strategy Simulation: Some advanced brokerage calculators offer strategy simulation capabilities. This feature allows you to test different fee structures and investment strategies before executing actual trades. By simulating your strategy with various fee options, you can assess the impact of different fee structures on your overall returns. This helps you fine-tune your investment approach and identify the most cost-effective fee structure for your trading style while considering Stock Market Today.

Why Adding Liquidity Is Important For Mutual Fund Investment

Liquidity is the ability to convert your investment in any asset into money when needed. The time required to convert your investment into cash after completing all due processes is the real measure of how liquid an asset is. The process varies and can be different for different assets. Liquidity in investments is a crucial factor when it comes to various investments.

Liquidity in investments

Liquidity varies depending upon the investment type. Also, knowing how liquid your portfolio is helps you to manage your risk and return profile based on your investment strategy.

Liquid mutual funds – What are they and why are they important?

If you know you would want money in the near future, it is advisable to invest in liquid mutual funds. Illiquid funds offer much greater returns in some cases. However, they can prove to be not so fruitful if you have to sell off all your positions when in utter need of cash in the short term. In case of a liquid mutual fund, you can avail cash in case of any financial crisis. Following are specific points, which discuss the importance of investing in liquid mutual funds:

  • The ability to switch within funds

If you have an opportunity to allocate your already invested money in a more efficient manner, you can take advantage of a liquid fund to reallocate your capital to another fund.

  • Risk of volatility in markets

During crises, such as the COVID pandemic, liquid funds provide the flexibility to liquidate your investments as per your need. However, these benefits can be availed only in a high-liquidity emergency fund.

  • Comparatively higher returns in liquid mutual funds

A savings account can be considered liquid, but it doesn’t provide the same returns as liquid mutual funds. Liquid mutual funds, among other mutual funds in India, provide higher returns than money kept in a savings bank account, and that too in a short span of time.

  • Less risk

 In a liquid mutual fund, the pooled money is invested in a high rated maturity financial instrument with maturity extending to 91 days. In this type of investment, the risk of your money losing value (loss) is comparatively less. Hence, it is a better proponent to generate better returns at low risk, when compared to equity funds.

Thus, when it comes to drawing out investment strategies, it is prudent to take into consideration your financial standing, any planned expenses in the near future, and be prepared for contingencies.

To ensure that your investments align with your risk-return profile and your portfolio has sufficient liquidity, it is advisable to explore your options with the help of an expert and take smart investment decisions.

Reach out to one today!

Get a Bajaj Finserv EMI Network Card online in a matter of minutes!

The Bajaj Finserv EMI Network card entitles you to make a wide range of purchases that are split into equated monthly installments such that you pay for your purchases in a time frame that works best for you. What makes this card stand out is the fact that each of these payments is converted into a no-cost EMI. Read on to understand how to get Bajaj EMI card today by understanding the application process involved such that you can apply Bajaj EMI card to each of your purchases! Details pertaining to the Bajaj Finserv card apply online eligibility process and documents required have each been touched upon.

Apply – Bajaj EMI Card – Online Process

The easiest way to obtain a Bajaj EMI card for yourself is by applying for it online. Follow the steps mentioned below in order to successfully apply for this card.

  • Head on over to the Finserv MARKETS website or download the mobile application.
  • Under the Cards button select the EMI Card followed by the apply now button.
  • You will be led to the Bajaj Finserv login portal where you can check your eligibility for the card.
  • (You also have the option to apply for this card via the mobile application.)
  • You will be asked to fill out a concise form to determine whether you are eligible.
  • Provided you are eligible, you can proceed to apply.
  • You will be asked to pay an annual fee amounting to INR 567 which includes taxes.
  • Once your payment has been processed you will receive an SMS allowing you to view your newly minted EMI Network card on the Finserv MARKETS application.

Documents Required to Apply for a Bajaj EMI Network Card

You aren’t required to submit a ton of paperwork when you apply for the Bajaj Finserv EMI Network card which adds to its appeal as it makes the entire process easy.

The documents that are required include the following.

  • KYC documents – These include your PAN card along with passport-sized photographs.
  • Proof of income – This showcases your ability to make repayments.
  • Proof of good credit history – This highlights your responsible nature towards ensuring you repay what you owe.
  • Proof of residence in India – This could be in the form of an Aadhar card, passport or driver’s license.
  • Proof of holding a bank account in India

Application Fees and Charges

  • When you apply for a Bajaj Finserv EMI Network card you are required to pay a nominal fee. Bajaj Finserv EMI card charges depend upon the card you select.
  • A processing fee is applicable each time you carry forward a transaction. This fee starts at INR 412. This fee helps convert your transactions into EMIs.

Eligibility for the Bajaj Finserv EMI Network Card

You are eligible for a Bajaj Finserv EMI Network card provided you meet the following requirements.

  • Age – Aged between 21 and 60 years.
  • Income – You have a steady and secure stream of income.
  • Documentation – You are able to provide valid documents.

 

Wrapping Up

The Bajaj Finserv EMI Network Card opens up a world of purchase possibilities for you. Consider visiting the Finserv MARKETS website to learn more about the card, understand where it can be used and see the wide range of products you can buy.

References:

https://www.BajajFinservmarkets.in/EMI-card/how-to-apply-for-Bajaj-Finserv-EMI-network-card.html#parentHorizontalTab2

 

Things to know about forex trading platforms

Currency pairs are normally priced via the interbank market, communication systems which are utilized by the financial institutions and the big banks but without a central exchange such as the New York Stock Exchange or the NASDAQ.

The forex brokers normally derive their cues using the transaction but at times, they are not essential to offer clients the best interbank bid or ask and might display intentionally display wider spreads with prices that are less favorable, adding to profit when they complete the trades via the system like the way it is done at exness.

The prospective clients can go ahead and check for any conflicts arising in their interest through reviewing the procedures for trade execution at the website of the broker. Specifically, you will have to find out in case the broker has a dealing desk which makes a market, taking the client’s other side of trade.

A broker who is more reliable will have to post quotes that you get direct from the system of the interbank via a wholesale liquidity provider or the ECN – electronic communication network which handles the actual sell and buy transactions. They are third party firms which have direct connection to the professional systems.

Forex traders normally close and open positions via the software for trading for the broker which needs to be included in a mix of stand-alone, mobile and web-based platforms. The Metatrader has to emerge as the industry standard for the software for the stand-alone in the recent past, providing a feature which is robust that is set that includes real time price, quotes, news, charts, customizable and research watch lists.

The trading which is web-based tends to provide an alternative to the stand-alone software but mostly has few features, requiring the account holders to access other resources to completing their strategies in trading.

The mobile apps are known to provide the greatest convenience but when the bells and whistles are few in slimmed down designs which are able to allow few clicks to trading. It is believed that the best way to go of using the full-featured standalone whenever possible, thereby saving the mobile experience for those times that you are away from the desk for trading.

Majority of the forex brokers offer demo accounts which allow the prospective clients that look at the stand-alone, mobile platforms, and web interface, that allow them to trade the forex pairs with the play money.

It is software that displays the same quote, watch lists and charts in real system, so it is a resource that is invaluable to examine the quality of the brokers pricing for bid/ask. You have to be suspicious in case the broker does not offer a demo account as it might be using an outdated or inferior platform.

Place several of such accounts to run side by side with quotes which are real time from a big financial site and you will find faster which forex brokers are offering the bet ask and bid prices under normal conditions in the market. If possible you have to take a second in looking for a Federal Reserve rate decision or other events which are market moving to see the way the currency pairs move in conditions which are highly volatile.

 

Regaining strength after losing big trades

Life is very complicated. No matter how hard we try, we always face a series of complicated issues which makes our lives tough. Those who have accepted the fact that problems are nothing but a part of this world can easily become successful. This same concept is used by the top traders in Singapore. They don’t take the losses personality. They consider this the cost of becoming an active participant in the Forex market. Since they have zero emotional impact, recovering the losses is very easy. For rookies, it is very difficult since they don’t have the strength to trade like a pro after taking a big hit from the market.

Smart investors always use few amazing techniques by which they cope up with the losses. It is not all complicated but the rookies find a way to mess things up. So, how can you learn to accept the loss and regain strength? Read this article and you will find the answer.

Be prepare to lose trades

The first thing that you must consider is that losing trades is unavoidable. If you intend to avoid the losing trades, there is no way you can do that. To ensure the safety of your capital, you must stick the core concept of trading and take the trades with low risk. This will help you to remain prepared for the loss. If you don’t get frustrated over the loss, you can take the data from the higher chart without having any emotional attachment. This will allow you to take trades like a pro.

Scale down the lot size

Every one increases the lot size after losing a trade. To them, it is the only way to recover the loss. If you explore the premium articles at Saxo, you will learn many new things about risk management. It will help you to tackle the losing trades. Scalping down the lot is the only effective way by which you can protect your capital. Though it will take some time to recover the losses by doing so you can significantly improve your trading skills and make some serious changes to your lifestyle.

Analyze the risk to reward ratio

Analyzing the risk to reward ratio is a critical part of your recovery factor. Having a trade with 1:2 risk to reward ratio is not good enough. Typically, the professional traders use 1:4+ risk to reward ratio so that one winning trade can easily cover up 4 losses. Though it requires strong analytical skills, you can learn everything in the demo account. Instead of counter trading the trend, find the retracement level to ride the trend. It will help you to secure big gains at any moment.

Analyze the global economic news

Analyzing the global economic news gives you the ultimate comfort in trading. After losing a big trade, you may think the market is manipulated. But in reality, no one can manipulate the market. It is the trader who breaks the rules and loses a big sum of money. By analyzing the news you will know the key reason for which you are losing the trades. Though it will be a little complicated at the initial stage once you learn to deal with the global economic news, you can make some serious profit even after the losing trades.

Get ready to find the faults

Do you know the reason why you are losing trades? If not you don’t know the weakness in your trading model. It is important to fix the bugs in the trading system regularly. Does this mean we can never have a perfect trading model? The answer is yes. Since the market is changing its nature over time, you have to change your trading method regularly. This will boost your confidence and skills to a great extent.